Are employees allowed to schedule an HMO appointment without verification?

Employees are typically required to verify their eligibility or benefits before scheduling HMO (Health Maintenance Organization) appointments. This is necessary to ensure that the appointment is covered under their health plan and that they are using an appropriate healthcare provider within the network. Verification helps avoid unexpected costs or complications, as not all services may be covered for every employee at all times. By confirming eligibility beforehand, employees can ensure that their appointment is valid and aligns with their coverage terms, thus facilitating a smoother healthcare experience.